Monarch Money
New $14.99/mo · Added Jun 18, 2026
I've used Monarch for over three years and have never felt more in the know about my money. It's a paid app, so no ads, with the best account connections I've found, custom rules, transaction splitting, and genuinely beautiful reports. Worth every penny.
I'll probably do a more in-depth review down the line, but the short version: I absolutely love Monarch Money. I've been using it for over three years and have never felt more in the know about my finances. Keep up with your categories and a little hygiene and you'll have an amazing picture of your money.
It's $14.99/month, or $8.99/month if you pay annually, and it's well worth it.
What I love
- Partner and financial-advisor logins, so you can collaborate right inside the app
- Custom categories and rules
- Transaction splitting
- Pending transactions can be edited and recategorized before they post (a game changer for my workflow)
- A huge list of supported connections for linking all your accounts (rare and awesome)
- No ads, because it's subscription-funded
- Budgeting
- Beautiful reports
- An AI chatbot
Coming from Mint?
Mint shut down, and Monarch is offering 50% off your first year with code MINT50. My referral link gets you 50% off your first year too.